Luxury Real Estate, the new 'gold' in areas beyond Thane

Abhishek Tharwani, Director at Tharwani Realty, shares insights about the effective investment on commercial and residential real estate. Having more than 25 years of history behind the brand, he has spearheaded the delivery of 35 plus projects across 5 million sq. ft., and has impacted the lives of more than 3,000 families. A doer, strategic thinker of a leader, Abhishek brings to bear his construction and project management experience along with his emphasis on innovation, sustainability, and customer delight.

For decades, gold has symbolised safety and stability in India. However, rising inflation, volatile global markets and low interest on physical gold have prompted investors to explore alternatives. Today, luxury real estate in well-connected suburbs of Mumbai Metropolitan Region (MMR), especially beyond Thane, is gaining favour due to its potential for steady rental income, capital appreciation and portfolio diversification.

Neighbourhoods such as Kalyan, Ambernath and Badlapur are seeing transformative infrastructural developments like metro extensions, smart city projects and road widening that are dramatically boosting real estate valuations. With prices starting far below those in Western suburbs of Mumbai, these areas offer investors more value per square foot.

According to reports, gold typically yields around 6–8% annually while top-tier real estate in these emerging MMR hubs is delivering 15–20% annual capital appreciation in core locations along with 7–9% rental yields backed by rising demand from professionals and families. Tax and financing advantages, including deductions on interest, depreciation benefits, and long-term capital gains concessions are also on offer when viewed through real estate lens.

Also Read: 5 Best Cities For Real Estate Investment in India

Abhishek Tharwani, Director, Tharwani Realty, remarks, “Commercial and residential real estate is an effective investment. Besides the income returns, investors also benefit from tax benefits. This asset class can perhaps be a golden ingredient to a profitable plan. We are also witnessing an appreciation in the real estate market that surpasses the bullion sector, making real estate a stronger investment option.”

Tharwani further noted that prime residential luxury realty in areas like Kalyan, Ambernath and Badlapur is seeing a similar trend. These regions offer strong appreciation potential, low tenant risk, and better yields compared to traditional assets like gold. With rapid infrastructure growth including metro expansion, road connectivity and proposed logistics hub, the KDMC region is transforming into a key investment corridor. This unlocks tremendous opportunity for long-term value creation and lifestyle enhancement.

“Projects such as Tharwani Majestic in Khadakpada, Kalyan, are well-connected through the metro and offer lifestyle-driven amenities. These developments combine connectivity, convenience, and comfort, making day-to-day living more accessible and enjoyable,” he added.

Luxury real estate in MMR’s periphery is emerging as the new ‘gold’ offering growth, yield, and security in one package. As Tharwani states, it delivers both income returns and tax benefits, making it a robust choice for investors seeking long-term wealth and stability, traits that once belonged solely to gold.