Digital Real Estate Reshapes the Way Indians & NRIs Invest in Property

India’s real estate sector is entering a new era with the rise of digital real estate platforms, enabling people to invest in Indian homes while living anywhere in the world.

Through digital tokenisation and fractional ownership models, property buying—traditionally known for heavy paperwork, large capital requirements, and physical visits—has become faster, simpler, and fully online.

What Is Digital Real Estate?

Digital real estate refers to the process of tokenising physical property and allowing people to purchase fractional digital units. Investors can own as little as one square foot of a property or buy small portions depending on their budget. All documentation, KYC, verification, payment, and ownership records are completed digitally.

This system is particularly beneficial for NRIs and overseas Indians who want to invest in India but cannot physically visit sites or manage the long paperwork.

A Transparent & Hassle-Free Investment Model

• Digital platforms provide pre-verified projects, complete documentation, dashboards to track investments, rental yields, and easy resale options.
• Small-ticket entry points, sometimes just a few thousand rupees, are opening doors for young professionals, first-time buyers, and diaspora Indians.

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Growing NRI Interest

With favorable currency exchange rates and India’s strong economic outlook, more NRIs are turning to digital platforms to invest in residential, commercial, and premium real estate without being physically present in India.

Sanjay Sharma, Director of SKA Group, said, “Technologies like AI, Big Data, and Virtual Reality have propelled Indian real estate into the future. Today, homebuyers no longer make decisions based only on brochures but rely on scientific analysis, real-time data, location intelligence, and digital project tracking, making every step more precise, transparent, and secure. Technology has not only reduced risk but has also empowered customers with the confidence to choose the right property, ensuring better returns, an enhanced lifestyle, and long-term stability.”

Kushagr Ansal, Director, Ansal Housing, said, “Digital real estate is breaking traditional barriers in property investment. NRIs today want convenience, transparency and verified opportunities, and these platforms deliver exactly that. Investors sitting anywhere in the world can participate in India’s real-estate growth story with confidence. This shift will attract a younger, global investor base and significantly widen real estate participation.”

Harvinder Singh Sikka, Managing Director, Sikka Group, said, “Technology is democratising real estate like never before. What once required heavy capital and extensive physical effort is now available digitally at the click of a button. Digital real estate brings liquidity, clarity and flexibility to the sector, allowing investors—especially those abroad—to buy into Indian properties with ease. This will play a major role in boosting trust and accelerating investments in the coming years.”

Sparsh Kaul, VP - Marketing, Orris Group, said, "Digital real estate has redefined how both Indians and NRIs discover, evaluate, and invest in property. What once required physical visits and fragmented information is now available at the click of a button with verified listings, virtual walkthroughs, AI-driven insights, and secure digital transactions. This shift hasn’t just improved convenience; it has built unprecedented transparency and trust in the real-estate ecosystem. As investors embrace these digital platforms, we are witnessing a new era where property investment becomes smarter, faster, and truly borderless."

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A Game Changer for the Real Estate Industry

Digital real estate is positioned to reshape India’s property market in multiple ways:

• Democratised access: Small investors can now participate in premium real estate.

• Enhanced liquidity: Fractional ownership and digital resale options reduce long lock-ins.

• Global investor inflow: NRIs can invest remotely without legal or procedural hurdles.

• Higher transparency: Platforms handle documentation, verification and compliance digitally.

• Faster decision-making: End-to-end digital processes reduce delays, site visits and broker dependency.