Affordable vs Luxury: Which NCR Homes Offer Better Returns?

Luxury housing sale in Delhi-NCR: If you're looking to buy a home in Noida, Gurugram, Ghaziabad, or any other city in Delhi-NCR, which is more profitable, a cheap or expensive luxury home? Anarock's recent housing sales report provides a clear understanding. This report indicates that sales of premium homes have increased in seven cities, including Mumbai and Pune. Consequently, people are now purchasing luxury homes, and these will likely see good resale in the future.

A luxury house of affordable value, which is the best to buy: Many people already own homes in Delhi-NCR, while an even larger number are looking to buy a home in this area, whether they want to live in the NCR or invest for better returns.

People generally believe that buying a cheaper home will result in higher prices. However, experts suggest that recent trends indicate that people are no longer opting for affordable one- and two-BHK homes, but instead, they are shifting toward premium or luxury homes.

Reviewing the past six months' worth of homes sold in Delhi-NCR, a total of Rs. 75,859 crore has been sold, indicating a return of confidence in real estate. In the seven major cities of the country, between April and September 2025, more than 1.93 lakh homes were sold in the country's seven major cities, with a total value of approximately Rs. 2.98 lakh crore. This value is approximately 7 percent higher than the same period last year.

Also Read: Studio Nilasha crafts a tactile sanctuary in Hyderabad

According to a report by real estate consultancy Anarock Group, if this pace continues, home sales could surpass Rs. 6.65 lakh crore by the end of the financial year 2025-26, representing an annual growth of approximately 19 percent. If you're considering buying your dream home, investing in a luxury home will yield better returns in the coming months.

The report reveals that while home sales have remained stable in cities like Delhi-NCR, Mumbai, Pune, Bengaluru, Hyderabad, Chennai, and Kolkata, the biggest change is that fewer homes are selling at higher prices. This means that the number of sales remained roughly the same, but the total value saw a significant jump.

Here's a graph of sales and prices in these cities:

Homes worth Rs. 75,859 crore were sold in Delhi-NCR, a significant increase compared to last year.

Mumbai saw sales worth nearly Rs. 1 lakh crore, with approximately 61,540 units sold.

Chennai saw sales of Rs. 12,370 crore, while Bengaluru and Pune also saw strong sales.

This clearly indicates that people are no longer buying affordable homes, but rather homes with better locations and premium amenities. Clearly, the growing trend toward luxury homes today also points to their improved resale value in the future.

Also Read: Affordable Cars in India for Every Home Under 5 Lakh

What do developers say about the trend?

Amit Modi, Director, County Group, says that “the demand for luxury and high-end projects is continuously increasing in Delhi-NCR and surrounding areas. Buyers are now choosing projects that offer better amenities and an open environment. This trend indicates that people now want to invest in a quality lifestyle, not just within four walls.”

Sanjay Sharma, Director of SKA Group, says that “recent sales figures are consistently setting new records. Investors are now turning not just to land, but to lifestyle-driven assets. Luxury housing is rapidly expanding in the NCR, especially in Noida and Greater Noida. Design, sustainability, and location have become priorities for buyers. The Noida International Airport and Metro expansion projects have created a climate of confidence in the market, making this a golden opportunity for developers to expand premium projects.”

Yash Miglani, MD of Migsun Group, says that “these sales figures demonstrate the housing market's strong position at the moment. Reports suggest that the sector will perform even better in the coming months.”

Harvinder Singh Sikka, Chairman of Sikka Group, said that “buyers now seek properties that provide both security and convenience for their families. Government policies and rapidly expanding infrastructure have led to a growing interest in luxury housing. This could prove to be a golden period for real estate. Kushagra Ansal, director of Ansal Housing, says that stable interest rates and improved employment opportunities have encouraged people to return to home buying, particularly to premium homes through increased investment.”

Vishal Sabharwal, Head of Sales at Orris Group, says that “projects like the Yamuna Expressway, Noida International Airport, and Film City have elevated the region's potential. Buyers are now wisely investing in areas that will develop the fastest in the future.