Rather than having just random shelter overhead, owning a home in India adds towards cultivating stability & security for respective families. The culture of buying a home has deeply ingrained in India as a life-time dream of everyone & holding the tag of home ownership serves a long-term investment that delivers a sense of pride & belonging.
In this journey of achieving significant milestone, the role of Home loans takes a vital part by facilitating the process of home-buying & simplifying ownership accessible to wider population.
Determine the gateway to unlock the doors of your fanatical dream home through these Hand-picked premium home loan schemes of India that intertwines the excellence with affordability along with convenience!
Bank of Baroda’s Pre-Approved Home Loan
The Pre-Approved Home loan of Bank of Baroda offers in-principle approval for home loan earlier to the documentation & identification of a particular home, flat or plot by a respective applicant of the home loan. By means of this scheme, the applicant gets the prospective beneficiaries such as guaranteed loan amount, enhanced flexibility & superior negotiation authorities & influences with sellers.
The accessibility & eligibility for the loan will be evaluated based on the annual income details & CIBIL score of the applicant. This validity period for the approval of ‘in-principle’ home loan will 4 months from the date of issue.
Repayment Tenure: More than 30 years
Loan Volume: Up to Rs. 1 crore for semi-urban areas & up to Rs. 10 crore for metro areas
Rate of Interest: Ranges 8.70% p.a. & 9.70% p.a
Age limit: 18 to 70 years
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